Financing

Capital City Home Loans: Client Focused, Community Driven.

Capital City Home Loans lends throughout the Southeast and has multiple branch offices throughout Florida, Georgia, North Carolina, Tennessee, and Virginia. Our footprint allows us to serve your customers with care and convenience. By offering an extensive menu of mortgage finance products and empowering our associates to educate our realtor and builder partners, we are not only focused on increasing your sales but delivering a positive experience for everyone involved, throughout the loan transaction.

Financials Needed from Buyers for Loan Approval:

Two most recent paystubs
Most recent 2 years of W2s
Most recent 2 years of tax returns
Most recent asset statements
Photo IDs

Jeff Morris
Area Manager, SVP

Office: (615) 538-4758
Cell: (770) 842-3480
Email: jmorris@cchl.com
Website: www.jmorris.cchl.com
NMLS #658970 | GA Licensee #38172

Jeff Morris, an Atlanta native, is a graduate of the University of South Carolina where he earned his degree in marketing and was captain of the baseball team. Jeff has been in the mortgage industry for over 25 years and has assisted thousands of homeowners with the financing of their home. His ability to serve each unique homeowner continues to place him as a top producer in the industry. Jeff and his team have over 120 years of combined experience in mortgage lending and more than 30 years in financial services. His team is unrivaled in their ability to provide customers with the most comprehensive mortgage solutions. Their outstanding service and client-first approach results in a fast and seamless home loan experience for all.

Gary Welch
Sales Manager

Office: (678) 985-5953
Cell: (770) 314-0873
Email: gwelch@cchl.com
Website: www.gwelch.cchl.com
NMLS #659076 | GA Licensee #38201

Gary has earned a position of high esteem within the industry for his outstanding sales performance. He has served more than 10,000 homeowners and closed in excess of $900 million in loans. In addition, Gary has been consistently recognized as a leader among the top 200 mortgage bankers in the United States. He believes in serving the unique needs of each client and provides each with a customized, comprehensive mortgage solution. He is committed to delivering outstanding service; has the experience to navigate customers through the complexities of the mortgage process, and his expertise allows him to educate his borrowers on the numerous options available. The end result is a fast, easy home loan experience, different from any other.